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Business Cash Advance
- Not A Loan - No Set Term
- No Upfront Fees
- 24 Hour Approval
- No Fixed Payments
- No Collateral or Equity
- All Credit Accepted
Frequently Asked Questions(FAQ)
Question
What is a merchant account?
Answer
A merchant account is a relationship between a retailer and a merchant bank. This allows merchants to accept credit card and debit card payments from customers.
Question
How do I apply for a merchant account?
Answer
Question
How do I request more information?
Answer
Question
When do credit card transactions get funded?
Answer
In most cases, within two business days after you close your batches. And for certain merchants, you can get your funds within one business day with our Next Day Funding program!
Question
If I have bad credit or no credit, can I be approved for a merchant account?
Answer
Our approval rate for merchant applications is 98% regardless of credit or business type (excluding prohibited merchant types).
Question
What is an internet merchant?
Answer
An internet merchant is a term used for merchants who conduct business on the Internet.
Question
What is a shopping cart?
Answer
A method of collecting the items chosen by a consumer for purchase from an on-line catalog.
Question
Do I need a shopping cart to be an internet merchant?
Answer
No. A virtual terminal will work just as well. However, merchants that have a large number of products may find it easier to use a shopping cart.
Question
If I purchase a terminal from you, can I use it with another processor?
Answer
Yes, our emv compliant terminals are compatible with most but not all other processors. The terminal is not locked and can be reprogrammed.
Question
What kind of training is required for using a credit card terminal?
Answer
Minimal training is required. Training usually takes less than 10 minutes. One of our Install and Training Representative's will tele-train you upon approval. Also, Support is available 24/7/365.
Question
What types of merchants do we approve?
Answer
Most types of merchants meeting our underwriting standards. In some cases your business may be classified as "high risk" examples of high risk businesses include credit repair, travel companies, timeshares, ecigarettes or smoking accessories. There are other high risk merchant provicers that specialize in these industry types. Examples include high risk merchant companies such as PSBILL, EXS and EMS that cater to these industry types.
Question
What is the time frame for being able to start accepting credit cards?
Answer
Once your merchant account is approved, you will be able to accept credit cards upon receipt of your terminal or e-commerce password. Usually within 1 business days of your account approval.
Question
How do I determine what terminal, equipment and/or software is best for my business?
Answer
We will work with you to determine what best fits your needs. A sales representative will discuss with you your options and available programs for your business needs.
We have programs and equipment for virtually all businesses including - Internet / E-Commerce - Retail - Home Based - Mail Order/Telephone Order (MOTO) - Restaurant - Mobile/Wireless - Business to business, and more.